Insights

Research on plan fit in Medicare and ACA

What plan alignment is worth, how to measure it, and what’s changing in Medicare distribution.

White papers

A two-part series on plan fit

Part 1 shows why the plan decision is moving to the consumer. Part 2 shows what getting it right first is worth. Read them together.

There’s No Going Back New

In crowded financial markets, buyers end up choosing the product first, then a seller completes it, and it never reverses. What that means for Medicare and the ACA marketplace, and why the time to act is now.

Read the summary and download

The Value of Plan Alignment Updated

What getting the plan right first is worth to consumers, lead marketers, agents, FMOs and carriers, with the retention model, evidence and a measurement plan.

Read the summary and download

The Plan-Aligned Advantage for FMOs

How an FMO can put plan alignment to work through a plan-aligned leads program, with value at FMO scale and a launch plan.

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Articles

Perspectives on plan fit

Ecosystem

The plan-first ecosystem is taking shape

Consumers align to the right plan first, then connect to an agent who sells it. Everyone in the chain benefits.

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AEP 2027

4.3 million forced shoppers

Why the premium is the wrong place to start for members sent shopping on a deadline.

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Compliance

The CMS checklist, covered before the call

Drugs, pharmacy, doctors and cost preferences, checked for every plan before the conversation starts.

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News

Latest from Inspire Health Tech

New white paper: There’s No Going Back

In energy, car insurance, term life, mortgages and mutual funds, buyers ended up choosing the product first, and the market never went back. IHT’s new paper shows health coverage is next, and pairs with an updated edition of The Value of Plan Alignment. Read the summary.

White paper: The Value of Plan Alignment

IHT publishes a full-chain analysis of what plan alignment is worth, from the consumer’s $691 a year to $2.7–4.8 million per 10,000 enrollments across an FMO system, with a measurement plan. Read the summary.

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